After being involved in a serious car accident, I really believed that my insurance company would take care of everything. It wasn't until I finally received their settlement offer that I realized they were not on my side at all. This is when I got wise and consulted a personal injury lawyer. It was the best decision I could have made. Thanks to my attorney, not only did I learn a lot about personal injury law, but I actually got the compensation that I needed and deserved. I made a lot of mistakes after my accident, but I also learned a lot along the way. It is my hope that this blog will allow other accident victims to learn from common mistakes and get the information they need to be successful in their own personal injury claims.
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While no one expects to be involved in a motor vehicle accident, they happen all the time. Whether it be driving to work, school or the grocery store, a car accident can happen at any time or any place. As frustrating as it might be to be involved in a collision, there are certain things that you need to do after the accident to make sure your claim is handled properly and you get the compensation you deserve.
Get to the doctor right away.
Regardless of whether you leave the scene of the accident on your own or you leave by ambulance, the main thing to remember is that you need to get into the doctor and get checked out as soon as possible. What might not seem like that big of a deal could be something quite serious. There is no way to tell what might be lurking beneath the surface until you are fully examined by a doctor. This also documents everything for the insurance company when it comes time to file for compensation on your claim.
Avoid giving statements when on pain medication.
Oftentimes, insurance companies will try to get information from you when you least expect it. They don't care if you just got out of the hospital or if you have gone through weeks of physical therapy and rehab to recover from your injuries. All they care about is asking you questions about the accident, your medical history and any prescriptions you are taking. When you are taking a bunch of narcotics and other pain meds to deal with the injuries, there is a good chance that you aren't going to be completely coherent to understand what is being asked of you. Avoid talking to the insurance company unless your personal injury attorney can be there with you during the questioning.
Document everything.
One of the biggest things you need to do to make sure you are compensated accordingly is to document everything from the accident. Keep copies of all medications filled, co-pays, lost wages from work, mileage to and from doctor appointments, and anything else that you are dealing with because of the accident. Even the tiniest of details is important because it helps to establish a timeline and record of your injuries and the length of time it takes you to recover.
In going through the tips above, you can make sure you get what you are owed and your case is settled in a timely and efficient manner.
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