After being involved in a serious car accident, I really believed that my insurance company would take care of everything. It wasn't until I finally received their settlement offer that I realized they were not on my side at all. This is when I got wise and consulted a personal injury lawyer. It was the best decision I could have made. Thanks to my attorney, not only did I learn a lot about personal injury law, but I actually got the compensation that I needed and deserved. I made a lot of mistakes after my accident, but I also learned a lot along the way. It is my hope that this blog will allow other accident victims to learn from common mistakes and get the information they need to be successful in their own personal injury claims.
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If you are involved in a personal injury case, you might be close to receiving a compensation or settlement offer from a third party insurance claim. But how can you ensure that the settlement offer that comes to you is fair? Here are four ways you can feel secure in taking a settlement offer that might be on the table.
1. Make Sure You Understand the Extent of Your Case
While your personal injury case will be reviewed by medical examiners, this might not cover the extent of your case and injuries sustained. Knowledge of similar personal injury cases can help make ensure your case is being taken seriously. If only a medical examination is taken into account, this won't include indirect factors that you should also be financially covered for. Aspects such as time off of work or emotional damages can change the outcome of your case as well.
2. Paying for a Lawyer Can Be Worth the Cost
If you don't have a lawyer reviewing your case and working on your behalf, third party insurance adjusters might not take you seriously. Those reviewing your personal injury claim and offering a settlement might not have your best interests at heart, and might try to lowball your offer. If you have a personal injury attorney by your side, you'll look more serious in settlement hearings and will be more likely to make adjustors play fair.
3. Be Sure To Be Honest With Yourself
Some people might minimize injuries, time off related to an accident, or emotional issues stemming from an event. All of these things need to be taken into account when it comes to accepting a fair settlement. Just because you bring into account other areas of your life that an injury may have affected, this doesn't mean you are taking advantage of the system.
4. Don't be Scared to go to Court
Even if you are equipped with information and an attorney, there is always the chance that the settlement offered won't meet your needs for the injuries you have sustained. If this is the case, you shouldn't back off from taking the other party to court to fight for a just payout. Preparing for court is something that can be reviewed and discussed with your attorney if you get to this point.
Understanding your rights within a personal injury case can be confusing, especially if you are dealing with physical or emotional damages at the same time. You need to protect yourself, since an insurance adjustor might not understand the full extent of your needs. A personal injury attorney can fight for your personal rights and help you get a fair payout in your personal injury case.
Click here for a personal injury attorney in St. Peters, MO, or do an online search.
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