After being involved in a serious car accident, I really believed that my insurance company would take care of everything. It wasn't until I finally received their settlement offer that I realized they were not on my side at all. This is when I got wise and consulted a personal injury lawyer. It was the best decision I could have made. Thanks to my attorney, not only did I learn a lot about personal injury law, but I actually got the compensation that I needed and deserved. I made a lot of mistakes after my accident, but I also learned a lot along the way. It is my hope that this blog will allow other accident victims to learn from common mistakes and get the information they need to be successful in their own personal injury claims.
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It can seem that the personal injury lawyer issue can be yet another issue that needs to be addressed after an accident. If you are wondering whether you should talk to a lawyer or deal with the insurer on your own, you might try answering the following questions.
Are you hurt?
If you have not been physically injured in the accident, you can probably use the other driver's insurer to get your car fixed and get back on the road. Personal injury cases are appropriate if you have any physical injuries, however.
Were you at fault?
Fault plays a major role in car accident cases. In some states, if you are partially at fault, you will need to get compensation from your own insurer. If you are at fault for the accident, however, in any state, you are liable for paying the full expenses of the other driver as well as your own. If you are being accused of being at fault but have proof that you are not, speak to a personal injury lawyer so you can defend yourself against bogus claims.
Are you permanently and seriously injured?
In some cases, minor physical injuries are not worth hiring a lawyer to deal with. However, the more serious your injuries, the faster you should seek help from a personal injury lawyer. Serious injuries could mean not being able to work again, having your quality of life ruined, and needing additional medical treatment later. You are entitled to several forms of damage if you are permanently injured from the accident, and you need a lawyer to help you with your case.
Was there a death in your family?
When a family member has lost their life because of another driver, you and other family members may be entitled to certain benefits. Speak to a personal injury lawyer about filing a wrongful death suit against the insurer.
Was the other driver charged with a crime? When citations and tickets are issued, that can make it easier to prove your case. However, when a driver is arrested, it opens the potential for the driver to be ordered to pay the victim's restitution. This is a criminal matter, but it can affect a civil case as well. In some cases, victim restitution can be reduced pending the results of a personal injury case.
Contact a local auto accident lawyer to learn more about personal injury cases.
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